no you dont fucktard. i bought my house at 27. laughing @ you right now. learn how mortgages work.
It's harder right now, sure. but the house market is cooling off, it is still easily in anyone's grasp.
I Remember When I was 10, and my Birthday Wish was to Own a House
Adrian Cruz
Alexander Phillips
it depends all in all but lets say the home is 350k you will need a DP of at least 50k which is low, because the less you pay upfront, the more they can charge you in mortgage. duh. hence why they let boomers remortgage their homes all the time for several thousands of liquid cash to go on trips or renovate the gaff. on a 4% interest rate which is far lower than a credit card or personal loan.
But yeah, you're going to be paying 650k of debt over 30 years, most of it interest. Ideally you accelerate your income above the rates and payments but even then you're might not be able to depending on your specific mortgage.
Ian Hernandez
the typical mortage downpayment is 5-10%. If you can hit 20% it's good because you'll save on interest and mortage insurance. but most normies are 5%. 5% of $315 is only $15,000 which is less than a car.
your post is non-sensical.
Easton Gomez
>home value
>315000
The cheapest home is literally a million now, stop posting out of date bullshit
Chase Barnes
The cheapest home is 1million
Hudson Flores
no its fucking not, what you want a mansion or some shit? All you need is a house big enough for 1 roommate who will pay 50% of your shit.
holy fuck this website is retarded.
Jack Reyes
>I Remember When I was 10, and my Birthday Wish was to Own a House
nigger, how can you be republican and believe that?
Brandon Allen
>mah mortgage
>Mah loan
Just save up you big bitch
Owen Miller
Stay the fuck out, we don't want you.
Alexander Scott
Your dad is a Boomer idiot. The AVERAGE price of a home in my area is over $600,000.
I can't afford shit concerning land and housing, so my mother is giving me the house.