What would Any Forums do?
About to receive roughly a 15k payout from my work for back pay. I'm 28, have a mortgage for only 90k, my property is worth 300k+, owe about 15k on my wifes car, and have about 10k on a line of credit I've been chipping away at. Probably just going to throw it all at the credit line and car payment. Debt is big gay.
Any better ideas?
Pay the debts with the highest interest first
No, just do that. And certainly don't invest in meme coins. Also we're all retarded.
you should let your wife experience the pleasure of BBC and book her a solo vacation to Jamaica so she can learn what sex with real men feels like
this is only if you want to be a good white husband
This has got to be the most normie thread I've seen in years
easy. just kill you're and a are self, and you'll be debt free!
Pay off the line of credit and put the rest to fixing up your property in a way that adds value.
Of course. The little debt I do have is pretty easily managed. Was just fishing for ideas.
But what if I want to watch? Or join in?
Better than black peener race bait and tranny worship threads
Why didnt I think of that
she'll send you videos of her getting dominated by superior men
don't bother her too much or she might leave your white ass
You fags have shilled "muh bbc" so much it has literally lost all meaning.
Literally made bbc the meme that it is kek
what did they mean by this?
Do you have savings?
If not, zero out the credit card debt, and stick the 5k in savings for the unexpected problems.
Mortgages and car payments are pretty eternal, and the interest rates on them are likely less than you would earn via investing, so thats not really worthwhile.
But the feeling that you have no cc debt AND you have a reasonable amount of money sitting around in case shit fucks up is the way to live life with less stress.
Feeling like you need to spend the whole 15k (on say home improvements) is a pipe dream as there is no guarantee that value can be recouped (especially when the next housing crash happens).
>What would Any Forums do?
Kms for asking for advice on Any Forums
Always have about 2k in cash for a rainy day. Would like to turn that into 20k once I've got rid of all debt that isnt my mortgage.
Once this car is paid I'll never have another car payment again. We have 3 vehicles, and I'm a mechanic by trade. I wouldnt have one now but she had bought this car shortly before we met. Actually thinking about dumping it soon, taking the small hit in negative equity and buying something cheaper just to get out of debt faster.
No plans on selling my home, I bought it stupid cheap from a family member in 2017, put about 10k into materials for repairs that I DIY'ed (roof, windows, doors, siding) and inherited 50 acres that is right next to the lot the house sits on.
>inherited 50 acres that is right next to the lot the house sits on.
If you're handy build yourself a cabin you can run off to when the wife is on the warpath.
As many already said, it's smart to pay off the debt which holds the most interest. However, if you want that money to grow, you may consider "safe" investments. Perhaps putting some of that money into ETFs. Things that pay dividends would also be good. So you could possibly retain the initial investment and use dividends to pay off the debt. Riskier, but putting that cash into stable coins (crypto) and loan them out. Apps like BlockFi and Voyager pay roughly 9% APY for USDC
Kek way ahead of you. Built up an area with fill innawoods where i want it. Gonna build a log cabin, property has a ton of big cedar trees
Awesome, you can use solar and a generator for power but are you going to drill a well or is there water nearby?
Take that money and use it to start your own business. Working for someone else is the big gay. That reoccurring debt is no issue unless you are bahind. But if what you say is true and you're current. Then don't waste that money. Either start a business or buy some real estate with that as a down payment. Then rent it out. There's a ton of better ideas than flushing it.