How to get rid of $44000 in credit card debt?

hard mode: without paying any of it

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Ignore it. Just stop caring.

Declare bankruptcy?

treat it like a black father treats his kids.

Just assume a new identity nigga. Leave the country lmao. Just walk away. Holy shit. Lmao.

Commit suicide

Lots of explosives. Do me a favor and blow up the Bank of America as well.

Change identities.

Its easy. You move to another country with no forwarding address.

>without paying any of it
Get married to a woman with a job. Don't tell her about the debt. Open a joint bank account. Quit your job and let her work and pay the bills, then reveal your debt and ask her to help with a few payments "while you look for a new job" but never do. Poof, now the debt is hers. You must never make a payment yourself after you get married.

>transfer all assets to family members
>double down by taking out as much more debt as you can possibly leverage
>sell all investments that can be taken by the bank
>put everything liquid into physical gold, crypto wallet and cash
>wait until it goes to collections
>tell them you spent it all on drugs

Is this how women think?

>Is this how women think?
Yes. This exact same thing happened to someone I know. She had $60,000 in credit card debt, did not tall guy she married. She chased after him, cooked for him, everything because she was fat and stupid, could not make any money, spent far far more than she had (cc debt) then tricked/suckered some guy into thinking she worshiped him. Got married, then after the joint bank account and the cc bills started rolling in to "her new address" then the guy found out and was pissed. But, too late for him. He as been fucked ever since financially, and she got fatter and more stupider.

File fraudulent charges…for everything

The dubs have spoken.

This, unironically cheaper and you'll feel much better than having to pay it back

If you’re serious user;

Don’t pay it. Let it hit collections. Wait until they send settlement offers. Settle for 30-40 cents on the dollar with cash.

I reduced my parents debt from 120k to 40k but playing dumb but eventually settling with a lump sum.

Based

Can’t you declare bankruptcy? I hear it’s simple and you wipe away all debts. Just your credit is f’d for a while

this will fk up your credit just as bad as filing bankruptcy
might as well just go bankrupt so you dont even have to pay pennies on the dollar, but it costs about 3k and takes a year for the lawyer to do his thing, and if you have any assets except one car used for work theyll take it all

If you have $44000 in CC debt it means you have poor spending habits and you probably deserve it

you dont know everyones situation
me, im unemployable because genius autist and i refuse to lie on my resume so i used cc to live off for about 5 years now, pay rent and buy food with credit, then make the payments with cash advances
prob gonna file chapter 7 soon, before the economy collapses and everyone else does too