Anyone here actually doing fine personally and financially?

I'm in my early 30s and I make enough in my salary to pay for a house and live comfortably indulging in various hobbies. I have decent savings and physical investments as well to hedge against inflation. I have a few friends that I talk to regularly. No gf but I do hook up with girls from tinder once in a while. My family is proud of me and respects me. I don't actually feel so bad about life, my country, or the future. Anyone else feel this way?

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Nigger I barely scrap by because I haven't made money since 2017 bullrun, people are out there dying of hunger because inflation and wars. Fuck you nigger you have it too good.

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The thing is I live around a bunch of families like this. In fact, I have the smallest house of my neighbors and I probably make the least amount of money

> I have decent savings
how much do you need to be considered decent savings?

I think of you have enough to pay your bills for a few months to a year, you're probably in good shape. Any more and you're incurring opportunity cost by not doing something with your money

thanks user. What would you consider doing with the excess?

I'd consider it anything over 6 months salary

>26
>make 120k kangaroo bucks per year
>have somewhere around 150k spread over stocks, ETFs, and crypto though that was closer to 300k at the beginning of the year
>have another 22k in cash
>a couple of old Jap import cars
See, it's odd because on paper I'm doing okay. But I feel like I'm underwater and sinking. Can't afford a house because they're seven figures here. I could move away from the city but that would mean cutting my income in half which would make quality of life worse and kill most of my ability to save. I'm effectively capped out in my career and there's not really anywhere to move upward. Broke it off with my girlfriend of two years recently as well, kinda don't have much direction anymore without her around.

So to answer your question, no, I'm a bit of a disaster. Thinking that perhaps the very best thing I could do for myself is study part time, get a degree while continuing to work, and transitioning to a different career field with more upward mobility. But it comes down to opportunity cost, right? I could get a degree and start out in a new career field where I might make no more than $70k/year for the first few years. That would push out my retirement timeline even further.

I know it sounds a bit silver spoon, but I honest to god have absolutely no idea how people on average incomes are making ends meet while working toward their retirement, blows my fuckin mind. Feel like I'm just getting by as it is.

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If you have the space, buy physical goods that appreciate over time (real estate, vintage records, retro games, high end watches...etc). If you don't have space, consider doing day trading with stocks and options if you have the time to do research and test a lot of bests. If you really don't want to think about it, put it in an IRA and just forget about it.