Are Americans retarded?

Why the fuck do they keep buying shit in an inflated economy and who the fuck keeps loaning money to them?

autoblog.com/article/new-car-average-transaction-price-record-high/

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Consoomer economy

I MUST CONSOOOOOOOOOOOOOOM

Pretty retarded not going to lie. Just decided to not leave the house and be on my bitDAO embassy grind all day.

Boomers and X'ers have a shitload of money idiot

>NPC brain sees "low" payment for 84 month term
>NPC gets shiny new thing

Yes user, as an americunt I agree.

Cadillacs are for niggers.

fat mentally retarded mutts who want to keep with the joneses. i make $100k a year and i drive a 2017 mazda 3 that i bought 4 years ago, certified pre owned for $16k.

Checked. Not when that money is worth less
The retarded sharts might tank your economy in the same way they did in 2008.

The average American household makes 150k a year, there’s more to life than a green number, faggot. I pay $1,300 a month for my 2021 GT500 and have literally never regretted a day.

>not buying used shitboxes for 2k or less
The average consoooooomer American is a fucking retard.

with inflation so high, why not

Tick tock.
TikTok.
The debt man will collect.
You will lease.
You will borrow.
Yesterday, today and tomorrow.
What we show you, you must have.
A long happy life with subscription.
A long happy life with subscribers.

Your children will eaten.
We will feed.
The bugs.
The pods.
You will need.

Average household makes $1500k now, why are you so poor?

>Why the fuck do they keep buying shit in an inflated economy
assets (non-capital assets only this time, cause of the bubble deflating a bit) are getting more expensive every day because of inflation. The strat is to buy as much as you conceivably need at the current prices, before they become even more expensive tomorrow. This causes a death spiral that fuels inflation even more. Brazil had to confuse consumers by changing the name and denomination of their currency a few times to stop such phenomena.

Checked

Based af

Did you pay over sticker? No? Then shut the fuck up.

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Lol fruitcake detected. You must have poontang. It’s that cheap because it labels you a loser

European here, I haven’t had a car in the past 4 years. The money I usually spend on a car instead went into eth and btc. I now have a six figure portfolio that was worth 500k last peak. The opportunity costs of cars are unreal.

to who? you?

i have a gf and i wfh. i couldn't think of anything i would prefer less than driving around on public roads surrounded by dirty niggers, puerto ricans, and ragie wagies. cope and seethe you morbidly obese brown mutt.

I really do want an SUV tho. I WFH and barely drive kek

Most millennial and Gen x households clear 140-150k, the husband and the wife both have 70k+ incomes and are sitting on a pretty decent size stack of cash and a decent size 401k. I know several people that got fairly sizable 30% raises last year kind of out of the blue or by job hopping, many going from ~60k to ~80k, all of them in made up “analyst” or “specialist” type business wage office positions.

The rate of savings of these people has absolutely plummeted due to inflation (which is astronomically higher than 9% lmfao) but their budget still allows them to make $2,000 monthly mortgage and $1,000 monthly car payments along with childcare services and food and gas and so on. They are getting close to their limit (where spending exceeds income) but they are not there yet. The only way this ends, in my opinion, is when people start losing their jobs. These households are entirely dependent on two office wagie incomes, they’ve stretched every aspect of their budget and are basically pushing money out as fast as it comes in. If one were to lose their income for an extended period of time, it’s lights out, the show is over. Right now most people are tolerating all of this because they pretty comfortably can.

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So how bad will the fall be?

>have literally never regretted a day.
yeah retard that part comes later, also you're a fag for not getting a 350, way cooler and trans won't disintegrate in 3 years like that gay automatic they sourced for the gt500

many such cases. my last job enabled a temporary pay cut of 20% during the peak of covid (med device company that couldn't sell shit due to hospitals suspending elective procedures.) i work in finance/accounting and the entire department was panicking despite us all making $60k-80k in NJ.

i job hopped for a promotion because the pay was shit. i imagine many of my old coworkers are still cucking for a 3% raise. the 20% temporarily pay cut was done away wit after a few months, but the effects of inflation have probably nulled out the pay reinstatement. kek.

>worth 500k
>last peak

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