These are a scam, plain and simple.
Do not fall for credit card shills
Hunter Collins
Aiden Lopez
>pay off credit every month so never have to pay any fees
>builds my kike credit score
>get a percent cash back for my spending
Credit cards are only a scam if you live above your means and go into debt like a nigger.
Carter Barnes
i can smell the desperation.
the end is near cryptonigger.
Charles Butler
>>pay off credit every month so never have to pay any fees
>>builds my kike credit score
>>get a percent cash back for my spending
>Credit cards are only a scam if you live above your means and go into debt like a nigger.
Gabriel Gomez
I put my bills on mine and pay it off before the end of the month every month.
Joseph Morales
OP is a troll or underage and doesn't understand how credit works.
Lincoln White
Credit cards are a litmus test for poor financial literacy
William Johnson
This. OP is just a retard who got approved for a TampaBank Card with a $400 limit and 35% APR and hasn’t been able to pay it down
Landon Hall
kikes
Dylan Rodriguez
NEET
Samuel Richardson
obtain maximum credit cards, max out buying physical goods with 100% resellability. Max out any and all payday loans, indian reservation loans, helocs, second mortgages, etc etc.
declare bankruptcy and flea to UAE or Chyna
Andrew Hall
you dont need to flee. cards are unsecured debt
they cant do anything other than refuse to give you a card in the future
Zachary Ortiz
Look at this poorfags guys
Wyatt White
>3 credit card threads on Any Forums
Stop doing this
Make it 4 instead
Henry Davis
business owners are lazy and retarded therefore (((credit cards) are here to stay, unfortunately learn how to profit from it
Alexander Johnson
The problem is once credit is introduced it raises ambient prices through expectation of itself. You can also get annual fees waived forever if you're a mil/govfag.
Luis Rivera
Also this. I get a ton of free flights and rooms and stuff on things already being paid by the DOD that I just put on my card before filing.
Credit cards are made to replace personal savings and emergency funds at a 25% interest rate for low IQ people of doubtful origin.
Luke Diaz
>I FUCKIN HATE CREDIT CARDS
>KIKE SCAM IS WHAT THEY IS
Kevin Fisher
>max out unsecured credit loans
>put it all in bitcoin
>leave the country
>Jews kvetch and your goyscore gets reduced
>???
>profit
Carter Myers
Ethan Richardson
Right now I have:
86,000 American Airline Miles
85,000 Hyatt Points
65,000 United Miles
185,000 IHG Points
Not to mention the hundreds of thousands of other points I got and spent over the past decade. First class flights roundtrip to Europe, Five star hotels and resorts, Airport Lounges
This is the power of credit cards and using them for normal spending.
Grayson Nelson
Yes.
Levi Fisher
>are*
dumb nigger
Zachary Reed
Credit cards with cashback rewards are literally one of the easiest ways to combat inflation you brainlet.
John Price
do you just close the accounts within a year and reopen new ones?
Charles Morales
I closed all my revolving credit accounts a few years back. Feels good ngl. I don't give a single fuck about rewards and shit, I just like the simplicity and I love fucking my wife.
Gabriel Bennett
>you are poor if you dont borrow money
yup its Business & Finance time
Brayden Evans
Depends on the card.
Some cards have it where the first year is free and then they charge you for the second year. So you get the bonus points and cancel before the second year. Make sure you don't lose the points though.
But yes, I cancel the card before the yearly fee kicks in. Sometimes the first year fee is worth the bonus points they provide. And the particular hotel cards are worth keeping if you travel, like the Hyatt card.
Chase cards you need to wait 2 years after you close the card, to re open the same card to get another bonus.
Every two to three years you should be getting the Sapphire card for the bonus.