>age
>how much credit card debt you have
26
$19,900
Age
Leo Nguyen
Camden Edwards
36
0
But no credit
also no crypto
also no cash.
You're unironically doing better than me.
William Evans
26
$0
Isaac Sanders
24
0
no credit card, why would i fuel the debt cabal
Adam Moore
28
no credit
all in on crypto
John Reyes
20
4k
Jordan Gonzalez
>30
>$0
Why would I want credit card debt? I pay everything in full and bank reward points. Not giving them a penny for usury.
Elijah Fisher
24
$0 cc debt
52k student debt tho
Elijah Myers
thanks for reminding me to check my score OP it had been a while.
33
$464 pending charges
Zachary Gonzalez
>52k student debt tho
yikes
Ryder Wilson
29
3k
Hunter Lewis
Why would I unironically want a credit card? Can any user give an answer that isn't fucking retarded or embarrassingly ridiculous
Luke Jenkins
I mean the best rewards cards charge you a fee which you easily make back. So you are giving them money.
Tyler James
Lol, amerimuts seem to be trained to fall into jewish trickery at young age already. Ffs if you have credit card debt you failed completely.
Julian Watson
99
$1000000000000000000
Evan Peterson
32
0
Justin Foster
I made a couple grand in cash back between my chase and amex cards this year + perks on airline lounges, equinox etc. This is with zero balance, ever. It depends on what you like to spend on and how but there’s significantly less incentive to use cash in 2022. Again it depends on the person. I probably spent 40k on just retail shopping (like not food and beverage) last year.
Isaac Adams
Usury is interest. I am paying a one-time predictable fee that does not compound. Also, yes, I make it back because free hotel night certificate etc.
Gavin Jackson
App name?
So you can qualify for a mortgage/car loan/etc down the line. Just pay the balance to $0 monthly and you will never pay a dime in interest
Jaxon Carter
Most people see it as a way to buy stuff without having the money for it right now. For some poorfags this is actually a necessity. This is not the way you should look at it. The way you should actually look at it is a way of building credit. This will make it easier for you to get approved for purchases like houses and cars in the future, or if you ever need a loan to start a business, etc. If you have a credit card when you're 16-18, just spend a couple bucks on it, and pay it off every month, you'll be pretty far ahead of someone who is 25 and never had a credit card. Also, as other anons have mentioned, many cards offer incentives like cash back and travel miles and shit so it's like getting paid to spend money as long as you're not an idiot and avoid spending more on credit than you can realistically pay back.
Mason Walker
Ah understood. I mean I guess everyone pays for credit cards if you consider the transaction fees are buit into the costed no matter what payment you use.
Asher Walker
39
$0
never realized there were so many other anti-usury schizos, don't worry i'm a good goy and will keep renting until properties cost less than 30y rent