THERE ARE PEOPLE ON THIS BOARD THAT HAVE A CREDIT SCORE BELOW 835

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Oh no! My credit is bad! I can't put myself in debt! Gosh darnit.

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I dont have a credit score at all.
Whats the deal with credit cars anyway? What advantages does it have over normal finance managment?

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>Oh no! My credit is bad!
try buying a house without good credit

like, in cash?
wasn't a problem a few years ago, wouldn't want to buy one now anyways

they never gave me a credit score even though I auto-payed my "starter loan"
fuck loan kikes

>they never gave me a credit score
everyone has a score

THERE ARE PEOPLE ON THIS BOARD WHO CARE ABOUT THEIR GOOD GOY SCORE

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430 credit reporting in

>credit score

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>32yo
>score is around 740, had 3-4 different accounts paid off on time over past 7 yrs
>Don't want to work, recently quit job and am planning on chaining as many CCs as I can before I kill myself
Any tips for squeezing as much as I can out of the kike system before I ditch this shitty planet?

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>TFW

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NOOO NOT MY GOOD GOY SCORE WHAT AM I GONNA DO

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what the fuck is credit score

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>WHAT AM I GONNA DO
literal financial pariah

I got an alert from my discover credit card that they found my SSN on the dark web, anyone else had this happen and how serious is it?

>caring about credit scores when the legacy financial market is falling

on this board there are people who need to know their credit score

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It’s from various time institutions that held your information who got hacked, such as the target/visa hack from years back.

Cant really do anything about it.

buy everything on cash back save ~2% on all your money spent

if you get your card info stolen the bank will actually investigate and refund fraudulent charges because its their money. If your debit card info gets stolen they don't give a fuck and it's way harder to fix the situation plus you're out of actual money instead of just having more debt on the credit line.

good for emergencies like broken car you can get it fixed right away and pay it back later

I love my high credit score. I can borrow cheap money any time I want

yeah it's just a handy tool idk why people shit on it like it's bad