Should credit score be abolished Any Forums? Why or why not?

Should credit score be abolished Any Forums? Why or why not?

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Loans should be abolished.

"credit scores" should be punished by firing squad

Not, if it gets abolished responsible people will pay higher interest to offset risk from retards

China's social credit system literally punishes degeneracy.

Private property is a theft

This

No having a low score means you are financially retarded or are on the waiting years after debtmaxing

keep it
but make rid of money lending

>Be every other commercial
>Insist you check your score often
>Check your score
>Score drops from checking it
>Blemish put on score
>Was mistake, wrong person
>Ohhhhh noooo that sucks
>Check to see if blemish removed
>Score drops

Fuck your credit scores.