Should credit score be abolished Any Forums? Why or why not?

Should credit score be abolished Any Forums? Why or why not?

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Loans should be abolished.

"credit scores" should be punished by firing squad

Not, if it gets abolished responsible people will pay higher interest to offset risk from retards

China's social credit system literally punishes degeneracy.

Private property is a theft

This

No having a low score means you are financially retarded or are on the waiting years after debtmaxing

keep it
but make rid of money lending

>Be every other commercial
>Insist you check your score often
>Check your score
>Score drops from checking it
>Blemish put on score
>Was mistake, wrong person
>Ohhhhh noooo that sucks
>Check to see if blemish removed
>Score drops

Fuck your credit scores.

Also,the more they can ding your credit, fault you for checking it, and make it lower, the more interest they can charge you and the more they can use those magic numbers to keep you down and make life harder. What is it with (((them))) and magic numbers?

Based
I believe America's would be the complete opposite

From who?

I have never used a credit card in my life and would only consider using one in an emergency. How screwed am I?

The people

true

>Check your score
>Score drops from checking it
This can't be real. What kind of sorcery is this?

The fact that you even care about interest rates on a credit card means you're not paying the full balance on time. You should always pay the full balance as soon as they send you the bill or at worse within 2 or 3 days
>t. jewish blood but from my father side

It happens user
>Switch internet service providers
>Provide them payment information so they can check credit (mandatory)
>Hard bump instead of soft bump
>Score lowers by 15 points

Don't buy shit that you can't afford. Credit score is high.
Are you a chimp? every credit card gives you a credit score estimate without hard running your credit score.

>Switch internet service providers
Why did you do that? To save 20 bucks a month?

I churn credit cards for free $500+ every quarter lmao
Its literally free money

user... are you actually hard running everytime you check?

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