Dave Ramsey

What are the political implications of following Dave Ramseys advice and not using debt ever?

Also, is Dave based?

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I think he's pretty based. It is said in Roman's that followers of Christ should never be burdened by debt. Calls out the Jewish credit card companies for who they are. I think his advice is pretty basic and common sense, although $1,000 is not enough for an emergency fund nowadays.

Also fired an employee for having sex before marriage.

I hope Dave Ramsey gets creampied by a raging band of niggers. I will eat the carryout pizza you feckless boomer.

Hope in one hand and shit in the other, faggot.

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I've never been in debt in my life, and have always refused credit cards.
Never understood why people spend money that they don't have.

Based bong

Christfag

He's unfortunately the average boomer. Based overall but a piece of shit in other ways that he's completely blind to.
Based:
>very strongly Christian in teaching style
>speaks directly to normies who are too retarded to handle their money without spending it all, greatly improving their way of life
>has fired whores for getting fucked before marriage, making leftoids seethe
Pos:
>refuses to disavow MLMs, which are basically legal pyramid schemes, despite his audience being the primary demographic of victims, seemingly because some of his friends run the scams
>has a boomer understanding of economics, the kind of boomer who thinks that if you're down on your luck, you should starve
>his business sounds like a fucking cult where no one is allowed to criticize him

hes a faggot. debt is a tool and to work without using it is slavery pure and simple. some fat fuck grubby boomer faggot talking down to you telling you to budget should mean nothing to you as this advice is everywhere except you chose this retard to group around. fuck I hate this guy almost as much as the copelands easiest way to spot a moron.

>not using debt ever
A retarded take for pants on head retarded viewers. Hes talking to people with zero financial literacy. If you're financially illiterate and don't understand the risks of taking debt then you should probably steer clear.
He has the face of someone that has been weighed down by the absolute retardation of his viewers.
If he weren't dealing with fucking retards he'd probably have some good takes.

>What are the political implications of following Dave Ramseys advice and not using debt ever?
I used to be scared of debt now I have so much debt that I pay $20,000 per month in loans. It occurred to me one day, that
>debt is money
>if you owe the banks a little money, you have a problem, if you owe the banks a lot of money, the banks have a problem

Buy land, then take a loan against it and buy more land.

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Use the card and set it to pay off 100% of the balance every month. You'll have great credit which is necessary and you also protect your bank account (vs using a debit card) and don't have to carry so much cash. Most cards also have some type of bonus cash back or points.

His advice is decent for absolute retards that don’t know how to budget, but he is also a turbo-boomer who doesn’t understand that the financial landscape has changed since he was young. He is still in “pay off college with a summer job and buy/pay off your house with your first year salary” land. He also refuses to learn new ways of thinking, as is common to his generation. For example, he doesn’t understand why people would want to do their work from home.

No shit. But owing the banks 20K, is your problem. You're not a titan of anything.

It’s a fucking retarded take
Because
debt is often cheaper than money. 0% interest balance transfer flips between credit cards to remodel my home that I bought under market value for a 3% mortgage? Pay credit card balances for rewards? Put more into my retirement instead of fun money and just take advantage of 0% interest store deals if I need to consooom?