Why should I even get a job?

>Average house price where I live is 350.000€
>Say i´d be able to put away 1000€ each month (Which wouldn´t even be possible, unless I´d make about 3k a month, with prices skyrocketing and rent being astronomically high)
>It´d take me about 30 years to afford that house
>30 years
What´s the point of sacrificing 9-10 hours a day, if you can barely survive with it. No wonder Millenials don´t fucking work anymore.
There´s no point.
Boomers may fuck off.

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Because youre still bettwr off earning your own money than being dependant on the state. Because every job you take is a job not being given to an immigrant. Because giving up is what they want you to do.

Governments are now raising mortgage requirements and interest rates, intentionally in order to try to halt the inflation caused partly by cost of housing. Now is the absolute worst time to buy a house. Wait until after the recession and the collapse, then housing is much cheaper.

Because you must work, it's the right thing to do. Focus on how much your work helps people, rather than money.

buy silver and stocks and wait for housing prices to collapse, you might be able to buy a house without taking a loan at all if you're clever and lucky

>Focus on how much your work helps people
Most jobs are useless.
It wouldn´t make a difference if 90% of jobs that existed right now disappeared.
The Scamdemic was a stark reminder of just that, with the "Frontline Worker" stuff.
But even then, you don´t really help people by working, unless you´re a Doctor or a Firefighter.
Most jobs don´t contribute to society in a meaningful way.

You cant just buy any house or appartment, and you shouldnt. If you want to make money with Real Estate, then you have to be smart about it. Youre lucky if you inherit a house or appartment that is fully paid off... but if not, then you have to be smart about it.

Its not that hard if you want to make money. Work with your bank. Of course now its getting hard because of Inflation. But you have to look for the right investment. Look for fix-er-uppers, look for something that needs work. Go to your bank, get the money you need for fixing up the place - Fix it up for less money and then throw it back into the market for more money. Live there for a couple of years, or get rent money for a couple of years and then sell it. Or just a few months. It does work, or rather it worked for the last few years. Who the fuck knows whats going to happen now.

>Who the fuck knows whats going to happen now.
Well, hopefully a complete collapse of modern society.

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thats a good offer desu
i make 120k/year, have 300k in the bank and i still cant afford to buy a flat in munich, cause they are about 1 million a pop

The banks love to work with people like you, Im sure you could get a loan EASILY with that kind of income.

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If you want to own a house I suggest you to leave to Eastern Germany. Remember that Germany is a nation of renters with only about 50% home ownership rate of which most are boomers. The green party is openly demonizing single family housing as climate unfriendly and a waste of space and is advocating for them to be outphased in the future. Insane regulations and zoning laws make it so that every new build is either luxury apartments or social commie block housing. New inheritance laws are in the talk so if your boomer parents leave you anything, you definitely have to sell it, so you can pay the inheritance tax. Wages are shit and stagnant and you and your wife are forced to careermax in order to have a decent standard of living so even if you get to own a house some day you will have no time to enjoy it.

There is absolute no future in Germany, just leave while you can.

Tent-based housing is the future:

m.youtube.com/watch?v=hxDMRwd838s

>Eastern Germany
Fucking freudian slip. I mean eastern Europe

You get a job. Taxes come off your salary. You fund the government. They win. It's that simple.

What is this inheritance tax you are speaking of? I will inherit an appartment for example, what the fuck do they want to do to that? I stepped out of this Politics shit because its getting crazy, unholy and just plain dumb. If I would have to pay shit, I would sell everything I inherit and just leave the damn country.

Mate a was earning nearly 3K a WEEK and couldn’t afford a house here.

Cliches.

Rent you idiot. Get off your parents' couch ffs

Not him, but some EU countries had the bright idea of taxing inheritances, like here in Spain, that means that when someone dies and it's time to inherit the state automatically calculates the value of all the inherited assets and then puts them on hold until you pay the percentage of the inheritance tax that the state calculated from those assets.

good goy

I think above an value of 500000€ you have to pay inheritance tax, which is already often the case now. But the lefties want to lower that value even more. There are tricks around that, like when your parents gift you parts of the property before their death. But it has to be thought through in advance for a long time and the intervals inbetween the gifting has to be more than 10 years if I am correct.

This is all fucked up, I know. It is wise to contact a lawyer for this matter and sit together and make a plan for it in advance.

Just get a fren and help buying each other a house.

that shitty old shack for half a mil lol
picrel 479m2, 1604m2 land
475k

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Live frugally, save up and then move.

Get the fuck out of Germany.

Amass as much wealth as possible and try to avoid paying tax, retire early and laugh your fucking head off at the retards still working into their 70’s just to pay the mortgage off on a shit box.

I don’t know if they have them in Germany but in the U.K. we have lots of canals, you can live on a boat fairly cheaply.

It’s probably my next move.

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