Average rates are now 6.13% Tried to tell you guys to find a affordable home while rates were low. Even if it was not perfect, needed work, not your desired location next to movie stars and ecelebs. It may never be as affordable as it was in your lifetime. Muh housing crash aint happening. Unless the economy implodes and then it wont matter because you wont have a job anyway. from 3.25% to 6.13% the average payment went from $1523 to $2128.
WEW lad. Mortgage rates just broke 6%
Juan Sullivan
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Levi Rodriguez
Welcome to capitalism, work harder or stop complaining.
Ethan Murphy
>382311593
The absolute state of memeflaggots
Alexander Sullivan
>find an affordable home in the last year
user there were basically no affordable homes
Only way you could get one was gambling and getting a house before an inspection could be done and taking a lot of time off work just to do house tours
I couldn't do that because I only get 1 week off work and had to use half of that when I was in the hospital, plus the hospital bill ripped through my savings and made it to where I could only afford a meth shack out in arizona
Blake Young
They were like 18% during carter.
Kevin Morgan
I am not paying the inflated costs, if it goes to shit I live in the woods
Elijah Bennett
And? Large curd cottage cheese is better than small curd.
Christopher Martinez
lunch in 2022..
Nolan Allen
dinner in 2023..
Jonathan Scott
>couldn't buy a house at low interest rates because (((asset managers))) were using infinite government money to buy houses for more than banks were willing to give mortgages for
>can't buy a house now because the monthly payment on the more than doubled interest rates (I was offered as low as 2.86% at one point) is too high
With jews you lose.
Cooper Wood
>Sriracha
Unrealistic
cnn.com
Tyler Hill
idiot family of mine decided to sell their house because the "market was a sellers market" whatever that means. now theyre realizing theyre going to have to pay 60% or more over asking price if they want any fucking house now. they keep getting outbid and crying about it i said maybe you shouldnt have sold your perfectly fine house fucking idiot
Cooper Howard
What a time line. No baby formula and hot sauce is being sold on the black market.
Isaiah Hall
They didnt think that through very well. After you are the seller, you then have to be the buyer. I would not sell right now for under 500% appraisal
Gavin Kelly
>be me
>zoomer python developer for a niche job
>work 15 hours a week
>make 90k a year
>just bought a 300k house
Why can't you just pick yourself up by the bootstraps
Hudson Rodriguez
Come on man. Be realistic.
No one can afford to buy paper.
Mason Edwards
you think you are moving on your own power, you are not outside the current you fucking phytoplankton
Ayden Ortiz
This. Capitalism is literally the most perfect system we have and I’d rather be living in a capitalist society right now instead of a socialist one.
John Allen
>Mortgage rates
Not the problem. The problem is loans even existing in the first place.
Usury in all its forms must be abolished entirely.
Gabriel Clark
Thats good. I'm glad things are going well for you.
Brayden Rogers
Bought at less than 1% refinanced to even lower in 21. 2018 was the last good year to buy.
Connor Garcia
Thats crazy. We got in @2.875% and I thought we did good. Not as good as you.
Jaxon Russell
>Muh housing crash aint happening
yeah it definitely is
then you'll jack up rates in an attempt to stabilize
Jonathan King
Wait till gpd-3 gets used to do human based coding language. Lol you are going to be fucked.
Carson Brooks
idk what any of that means. Phytoplankton? More like phytocope, nigger
In all honesty, you can still buy nice houses in nice neighborhoods for under 100k. I have a friend who works in an amazon warehouse and his gf works as a dollar general cashier and they got a nice place in town close to everything and it cost them 77k. Only issue is they are trailer trash incarnate and the place already looks like dogshit with stuff all over the floor and 9 cats running around, but if they can do it on minimum wage jobs, so can you
Ryan Brooks
You left out the part where they give illegals $400,000 cash and 0% loans.
Angel Howard
Fear is astronomical right now. Must be time to buy.
Gabriel Fisher
>refinancing
>paying a lower rate OVER A LONGER TERM
>LONGER
>TERM
Refinance today!
Jacob Carter
Rates are not rising due to housing crashing. Rates are rising because inflation. No one will sell their home that they are paying a 3% rate and go buy again at 6+% or rent at some inflated rate.
Juan Young
The thing is people are so lazy nowadays. This is why we need to import cheap labor into the country. Maybe to the tune of 9 or 10 million.
Jackson Clark
Sadly, your perfect system allowed for people who were better than your grandfather at capitalism to rig it for their inbred kids to coast on your work instead
Noah Gutierrez
>Lol you are going to be fucked
They had people doing my job manually by hand and then they passed these useless tasks off to me, i did it in 1/50th the time by coding the job and they were so happy they gave me a promotion. If they had humans doing my job by hand 3 years ago, i doubt they know to use AI to do it
>This is why we need to import cheap labor into the country
Fuck off, nasty kike
Gabriel Jenkins
ARM niggers BTFO yet again. Imagine taking out a long-term high-dollar loan with an adjustible interest rate. I bet those retards are wishing they'd paid the extra point for the first three years.
Also newfag question: is there a way to make the reply box come up with 'sage' already in teh options field?
Xavier Gomez
FUCK YOU!
Tyler Ross
lot of people are going to get laid off and won't be able to pay their mortgage no matter what the rate is.
home prices are coming down.
full stop.
Thomas Lopez
>python developer
kek. I hope you paid cash for that house.
enjoy unemployment
Michael Cook
home prices are not driven by individual homebuyers but by reits, simply put they are not coming down, even ‘08 prices only fell 25%
Adrian Miller
Guess that depends. There is already a worker shortage in many places.