How would you react to talking with a "just budget bro" irl?

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With honor.

Most people are absolute retards with money. The concept of a budget or planning for the future is foreign to them. Gotta get the newest iphone and renew their 10 billion subscription services while complaining about rent.

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is that young senator amstrong

It helps to make over $100,000 coming out of college. Yeah, then go ahead an budget, bro. Save 75,000 a year for 20 years. Ta-da! Now you're financially independent. EZ peazy.

With a fist

Complete bullshit story that is very vague.vnogd

graciously, I like white people.

Probably with a sharp stick and a pillow case, demanding he stand and deliver.

Played college ball you know.

Violently

learn2code

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watch it say he's a software developer making like $300k a year
I say this as someone who is in a similar situation as him but I also recognize I'm in like the top 2%. Basically ALL of my friends are borderline impoverished and they should be the average working class at least.

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When you live in the countryside, your temptation to spend a lot is far lower so you end up saving without thinking too much.

Budget nursing home

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dunno most stories ive seen like this are retarded
>just start a business right after college using your parents money
>just get a free condo from your grandma then rent it out
>just get a massive windfall then dont blow it out your ass

Based.

>need to comission furry porn pics

>bullshit story
telegraph money is UK site so his student loans are £27000 or £6000 repaid a year if the guy is 28.
it is not hard to meet a boring, no fun spendthrift. he likely worked during university and he has a dull face so he is not going out to clubs every week. if he had some inheritance, then that could be half his house paid off already. throw in some secret bitcoins, no girlfriend and no foreign holidays and his story is easily possible.

You know how I know you're not employed? Income is taxed, so you're not taking home 75k from 100k

It's really stupid that people on poll think that everyone coming out of college can just earn $100,000 It's not true. I went to college, I make $50,000 Now after five years in my industry, and I can tell you that I'm way farther ahead than most of my friends. I make decent money, but I adhere to a strict budget.

Because I am this way, when oportunities pop up, I can execute on them. I have my own car. I have $130k left on my mortgage. I have a bugout bag and pantry that is stocked up for 2 months. I have almost $5k in precious metals, $4.5k in cash, and close to $15k in bonds, t-bills, stocks, and I have negotiated another 20k line of credit with my bank if I need it.

Just be smart, go without when you can, and dont blow all of your money on your GF. also dont live with a woman unless you are engaged or married. Make her get her own place and pay for her own life.

You pay taxes and don’t use your pass through to avoid them? Are you even white?

Ask how much money his parents have. Everything about the headline was fine until the retiring at 40 line.

>you carve your own path, use whatever methods you see fit

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I have never commissioned furry porn. There's already more than I'd ever be able to jack off to, and still more being produced every day.

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Me? I would see if he has time for a game of cards. I, like him, also became debt free by being disciplined with money.


What’s everyone’s favorite card game?

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Exactly, they build up this bootstrap bullshit, until you get to the part where their parents gave them a loan of a million dollars.

I unironically tried the learn2code thing.

Coding is the most boring shit I’ve ever done in my life, holy fuck. I don’t care that you want your box a certain shape and you want a map to pop up when you click a certain button. I don’t give a fuck. Only the most soulless of bug men could code full time professionally.

I went full Any Forums years ago so I'd probably just agree with him. Except for wasting money on student loans in the first place.
Way better to just wage cage your ass off 7 days a week, live off the bare minimum, hopefully live with you parents, and invest every cent you earn while always buying especially during the doomping.
If that's too difficult you never really wanted wealth that badly to begin with.

Nice one Kyle. Probably has a high IQ.

i know a guy like this who just died lmao.
Having future plans is now but you should enjoy the present time.

So he believe that even hell have their own based department? Nice.

Indeed. Most of them arent even that good. I'm pretty sure a significant portion of the economy is just coders fixing other coders mistakes in an infinite loop.

THIS ARTICLE IS FAKE YOU FUCKING RETARDS
THIS WAS NEVER POSTED
IT WAS A JOKE TWEET THAT SAID HE GOT A 500K LOAN FROM HIS FAMILY
IT ISN'T REAL

just "budget" goy and you'll surely make it like me and retire early !

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>make $200k/year at FAGMAN
>live like you make $30k/year, invest the rest during the bulliest of bull markets that ever bulled
>repeat for x years
>wow u r smart and awesome

don't fall for their tricks

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if they're that solipsistic they won't have anything to add to the conversation.
I would walk away.

Considering I do "the impossible" with 50k a year I'd probably enjoy a good laugh with him at your expense

I never understood the student loan thing
maybe because I never went to university but I live just fine making 40k a year already have my house paid for
not sure if worth making more a year if I have to give my money to me shekelberg for the rest of my life

Virgin: paying usury to Jews, "budgeting"

Chad: debtMAXXing, never paying it back, buying whatever you want, telling Jewish debt collectors to eat your ass