Are 401ks even worth it? Seems like a goy trap to lock your money away for years hoping it’s going to be enough when you are in your “golden years” what are your thoughts and what’s the future for 401ks?
401ks?
Evan Ortiz
Other urls found in this thread:
Benjamin Russell
most of all these faggots are unemployed here. their daddy doesn't offer them 401ks
Sebastian Wood
What else are you gonna do with your money? That guy is right, I bet most of you don't even have jobs.
John Howard
Better than a savings account, but only contribute up to employee match. Better to invest on your own otherwise
Matthew Barnes
Its a good deal if Shekelstein matches contributions. But a lot of them severely limit what you are allowed to invest in. So without that matching contributions, IRA is a better option.
Zachary Mitchell
401ks are historically put in place to make sure people didnt waste away their money and needed financial support when they grew old.
Nowadays it's more so a kike play to sit on other peoples money and do dodgy shit with it like risky investments that have little to no benefit of the person entitled to the money years later.
If you can manage your money properly there's no reason to save up the money under someone else's control
Ethan Barnes
naw, 5% matching into a zero risk fund is bis. you lose value to inflation, but what doesn't?
Nathaniel Evans
(((404k)))
Reminder, in 2008 everyone lost half of their 401k's.
Kikes made trillions disappear in a few days.
Jayden Ross
Serious question, did anything like 401ks exist in Venezuela?
Luis Smith
If you kept putting money in during 2008 you would have more today than someone who took it out and waited until the recession was over.
Connor Perez
bitcoin didnt
you had 10 years to empty your 401k and do an easy quintuple, even with early closure penalties
Blake Allen
scam, if you believe it's a good deal rhen you've taken the bait
Nathan Murphy
Never late, maybe in 2140?
vauld.com
Carter Baker
A 401k that is put into stocks is useful since you are not taxed on the money you put in (until withdrawing). If you think you can't beat whatever combination of index funds are being used, and also know that you will not need to withdraw funds before retirement, it is a good idea. It is taxed as income when you take the money out later, so you are deferring paying taxes on part of your income. Whatever you invest is subject to the whims of the (((institutional investors))) and (((the fund manager))), though.
Investing up to the employer match is probably a good idea, since you are doubling money up to that amount, even if the investment does poorly afterwards.
Nathan Sullivan
You are literally better off taking all that money and investing it.
Jonathan Ramirez
You pay into a fund. They invest the money and keep all the profits.
401k pays about 1% a month of your lifetime contribution before taxes
Xavier Ward
It is the opposite. It is how you avoid the tax Jew.
Jacob Cooper
They are good because it keeps the globohomo in power.
Xavier Lee
put money in a roth IRA last year and all it has done is lose money. fuck boomers.
Cooper Nguyen
mine earned 31% each year during Trump, is- -8% for first time YTD.
Isaiah Powell
ITs good for people who are too dumb to save for themselves.
Jonathan Campbell
Imagine waking up and being like you know what I want to do today? Give my money and time to Israel. That's you you're the globohomo.
Joseph Russell
>he thinks crypto won't get rugpulled
lmao
you come on here every day saying how tyrannical globohomo is, and then in the same breath talk about how easy it is to escape their grasp just by dumping all your money into crypto
Asher Morris
Why do we even get pay checks? We could just give it all to Israelis and then let them give us back the supplies we need to live and work. I'm really pissed at the anti semitism of those who refuse to pay Jews for their "future"