Why does it have to be like this?

If you don't invest, you are sub human.

Absolute copium

I'm a coward and hence only have some savings and index fund + mutual fund. the return ain't much but it's already better than saving in the bank.

isn't investing a big cope when it's been literally proven that your worth is hedged against entirely arbitrary and frankly corrupt values as was seen in the housing market meltdown? Even "save" investments in the modern jewish era are largely propped up by on-demand fed-backed inflation and the assumption of USD supremacy in a time where we don't even manufacture our own goods, doesn't that seem fishy to anyone else?