Buying a house?

Didn’t buy anything when the rates were super low and now they are going up it makes me not want to buy and get locked into a shit rate wtf do I do?!

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WHAT YU DOIN HERE WHITEY, DIS MY HOUSE

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you just refinance if/when rates drop. pay extra on principal

Just take a rich guy's vacation house, or a BlackRock-owned house or some other "investment" property that will always be empty.

Lmao $10mil in the GTA is like 10 homes MAX.
Unless they are gonna stuff them 20 families to a house...

There are only three kinds of people who would choose to continue living in America at this point, those who are too unenlightened to see that this country is crumbling, those who want to leave but are too poor to emigrate at the moment, and those who are simply masochists.

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wait for prices to drop as a result of the rate hikes, it usually takes like 6 months to affect the market

yeah lol the houses are gonna look like OP's picture

Which one are you?

the ones in ops pic are actually built like fucking tanks. if you arent a pussy restoring one would be a great idea, canada doesnt have niggers so even a shitty neighborhood will be white or asian

But won’t my payment be higher and my long term payment cost me more in interest?

I'd gladly trade places with you, at least your country has the 2nd ammendment.

It's not even going to be 10, you already know at least 2 mill will go missing into some shit like "funding costs".

I fucking hate redacted

rekt

if prices drop it will be lower or the same. i have $40k saved so im just looking for the right piece of land to buy cash. no interest in being a debt slave

Wait for prices to come down. If they don't get out of the dollar because it's all over.

>canada doesnt have niggers
oh yes they do, there's so many niggers where i come

*come from

>Buying the top

lmao you will wish you had the current rates when we are at 8%

where do they come from?

Same. Thank you for the tip.

>8%
god please let them do this

8 used to be good.

lots of niggers leave haiti to come here since it's a french speaking province

One of 2 things will happen. They won't raise rates enough to make it unaffordable. Or they will and cause a recession and you'll be able to buy a cheap foreclosure with a higher interest rate. Either way I'm comfy.

I’ll move back home and my parents can watch my kids while I’m at work free daycare fuckit at this point

That’s my concern, won’t I end up paying more monthly and long term with the higher interest?