In what way am I anti-white? Acknowledging American racial biases, and acknowledging the way these biases privilege white people, doesn't mean that I am "antiwhite" (sic).
America has deeply-embedded systemic expressions of racism, from law, to banking, and etc.
Because of this complex and multi-generational problem, marginalized/minority groups generally, but Black bodies specifically, have been denied the sort of compounding wealth that whites were not. And before we go any further, I have to say that it isn't your "whiteness" that makes it so, it's just the fact that they happen to be the dominant group, and so it only makes sense that our society would benefit the dominant group. In a different timeline, who knows, maybe the roles are reversed.
But it's the power relationship that's at issue.
Even when we don't consider the direct ways in which Black bodies were denied these things (think Tulsa race massacre, Jim Crow, etc), the subtle systemic problems all combine to oppress people over time.
And the really insidious thing about systemic factors is that no single person need even be responsible, so there might not be anyone to "blame".
Sure, sharecropping was a "real" thing we can point to as an example of actual racism, but what about how that went on to influence the generational wealth of Black farmers? That's more complex and nuanced. Red-lining was a "real" thing, but what about how that went on to impact Black home-ownership? How did these things create the rural/urban divide over time? How might bank loans being rejected to Black families generations ago impact how a current family lives?
Maybe your grandparents got a loan to start a business, and you all now live comfortable middle-class lives. I wonder how the trajectory of your family might have been different if that wasn't the case. And what if that was similar for all families who even looked like you?
That's the issue, the part you don't (want to) understand.