Every generation is misled. By the time they figure it out it's too late

Every generation is misled. By the time they figure it out it's too late.

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Cum

I feel nothing for these people

>getting into debt, ever
natural selection

Working hard is never the problem, what you are working for is.

No other generation fucked over their own children to the extent that the boomers did, it was simply unprecedented

I'm in debt and it will never matter.
I'm going to take out a home loan and it will only be a good thing.
I'll be 28 with my starter home ready to sell while the rest of my generation whines about not having opportunity.
Debt is a useful tool and an IQ filter.

Don't take loans. The jews will use your debt to enslave you into working essentially for free just to pay off the interest.

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>the millennial
>you're supposed to feel sorry for this guy
life on easy mode, still didn't make it
sad

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>millennial is a failure at life
many such cases

That's horrible advice, get out of debt. The only good reason to borrow money is for investing. The place you live in shouldn't be your largest and most leveraged investment.

There's no reason to. They existentially failed.

midwits should not get into debt true. debt is essentially betting on yourself that you can outperform the rest of society.

>Article is about slacker nigger with long girly hair who probably spent the last several years harassing white folks and making them kneel.

I'm supposed to feel bad for this ape? I'm younger than him, have a good career, a great wife and daughter, and a beautiful house. I just finished a master's degree.
If this nigger spent less time worshipping Fentanyl Floyd and blaming white people for his problems and more time getting relevant training or education, he might have made something of his life. Disgusting shitskin niggers always complaining about something.

All the value that I give to get my house I get back when the home loan is repayed.
Only possible downside would be if the amount of rent I pay was less than the money lost to interest and missed opportunity.
Investment in a home barely beats inflation and loan interest if at all, but most of my weekly expense right now is rent so effectively free housing is worth it.

You're a dummy. I made $70,000 swinging from my starter house into the house I plan to stay in forever in just a little over five years. You show me any investment where I can make that kind of cash that isn't the shitcoin casino.

Im working a trade job and i have a marketing degree. It pays more and i can live anywhere. Also my office is the outdoors. My alcoholism is fading and my attidude drastically improved. College was a mistake but ive never took a student loan so whatev

I closed last year on my first home. Its now worth +80. Im temped to cash out. Ur story is further proof i should do it

No, you misunderstood me. By all means buy a house, but try to get it paid off as quick as possible. My point is the only time debt is a good thing is when it's used for an investment, like a rental or commercial property. Buy a home as young as you can, try to get or refinance to a 15 yr loan, then pay as much as you can to the principal of the note. It will be payed off in 8 years or so if you pay an extra 50% on the payment each month. You don't want a mortgage hanging over your head when you get into your 40s.

If you do, just buy a bigger better one. Or two, one to live in and one to rent out. Keep that momentum going. Property owning is always going to be lucrative.

I'm £1500 (around $2000) in debt and I feel like absolute shit about it. If I was 50k deep I would either declare bankruptcy or off myself. Fuck that.

Buy a rental house as an investment then. That's a good thing to go into debt for. You want the place where your wife and kids sleep paid for as soon as you can.

This.
They took absolutely everything their ancestors had built and went on a fucking enormous spending spree.
Then they took the futures of their children and grandchildren and spent them into slavery

This is how the 2008 financial crisis happened. Just so you know. They took the homes and just left them empty with no occupants.
It doesn't seem to make sense but since land speculation and property only goes up. It makes more sense to drain a hog then make sure it doesn't have enough time to fuck up the pen.

You will pay half the house. It will raise in value,.your check won't..you will go underwater and sell thinking you did great making 6k more than what you bought it at, feeling proud like you left a hurden, house gets recycled and sold again at a 150k profit by real owner the entire time, the guy your indebted to.

Even your idea of home ownership is a scam akin to college debt.
Eat up piggy.

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i fear this will be me in 6 years

Graduated in 2005, and moved out just as that crisis started up. I'll never forget how many people got fucked, and I'll never remember how expensive gasoline got.

I saved up for 7 years to buy a house with cash. My offer was accepted in February of 2020, and I closed on March 31st. It's been amazing to see how much websites think my house's value has increased since.

I got damned lucky.

I can afford a bigger home in a different area. Snowbirds are gobling up everything reasonable

Stem or bio med?