Is it reasonable to raise 3 kids off of $40,000 a year? Every (((news article))) says you need a fucking $200...

Easily, live without luxury, and raise your own animals, grow your own vegetables and keep your wife at home and homeschool. It’s easy. Reject modernism and it’s easy.

yes but you have to make them do homework and work odd jobs to pay for their hobbies. lazy people do drugs, rich lazy people can be covered for by their family, poor lazy people become thieves and addicts and trapped in the criminal justice system

I make about 35k a year from my job. I have some profitable side hustles as well.
Wife, three kids, own my own home and both cars, all while living in a city of 300k.
It's possible. Anyone who disagrees is just bad with finances.

>posting rice dollars on an american anime site

Same except i live in a smaller town.

Good for you man. I tell my brother whose Married that he could make it work. Everyone thinks you need 100k a year to do it. But when you look at it kids are cheap for the first few years if you don’t spoil them.

which prefecture?

In Canada 40,000 is barely enough to live alone

Depends on location. 40k where I live would be rough. 40k in any city would be near impossible, unless you like roommates. Small town is probably doable, for now. I expect inflation to continue.

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40K usd buys you a lot of house in Japan

If you have 3 kids you're a fucking mudslime cockroach , keep it to 2 kids max.

Poor folks here just pop em and let them run wild no worries, little shits seem happy tho, all they need to be happy are surroundings to explore and let their imagination go wild. Sadly they all grow to be cunts mostly due to their enviroment

depends on where you live. I'm sure you don't need me to tell you that 4.5M yen is enough for a family of 5 (not a very comfortable upbringing but possible.)

Now if we're talking about the US, those articles as you have mentioned are written with a (((certain bias.))) My friend recently shared this with me showing a breakdown of incremental costs. Keep in mind this is written by investors who probably make >$150k, but still, worth reading.

wealthgroupmn.com/blog/is-raising-children-really-that-expensive?fbclid=IwAR3M7Sb1Jl3HqsiIg4MYUnACd_EeoEgM4ztGzbEzD-dmXzUocG_aahKZJwo

Also, getting into my nerdy accounting:

Let's pretend you live in Texas
Income: $40,000
Taxes (no state tax): ($10,000)
Take home pay: $30,000

Expenses:
Rent (3bd apartment): ($12,000)
Health Insurance (illegal not to have): ($5,500)
Auto expense (2 cars): ($6,000)
Groceries: ($4,000)
Cell phones (sorry none for kids): ($1,000)
Clothes (honestly thrift if you're poor): ($500)
Misc/savings: ($1,000)
Total expenses: ($30,000)

$200,000 a year is the amount you need to have kids and not be around

All depends on your wife

I made about that much last year. Raising three kids on that would require an extremely competent and frugal housewife. She'd have to be able to cook inexpensive cuts of meat well and portion out leftovers through the week. We'd have to be a 1 car family or 1 reliable car and one beater. She'd have to be able to mend clothing.
The thing about being poorer than that is you get gibs

>hunting every season to stock up meat.
Hunting and fishing are often very expensive ways to procure meat.

Hello rabbi

What's your mortgage payment? The math of $35k/yr starts looking daunting after taxes come out and I'm looking at homes. Basically houses at 100k look affordable. Up to 160k looks doable and after 160k it rapidly goes from possible wit great discipline to "how the fuck do I pay for the house, the taxes, the utilities, the insurance, and not go into debt?"