Oh no my good goy points

>oh no my good goy points
Suck my dick Link set me up for life

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Kinda based and redpilled, but also kinda retarded. Is it credit card debt?

That's right. Fuck 'em

Sneed

>credit score not above 800
we are not the same

I'm sure it did

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I've never once checked out my credit score

And yet, Westoids make fun of China's "Social Credit System".

Wow, I thought 600 was the bottom limit. Did you declare bankruptcy recently or something?

Could be refusal to pay loan, could be defaulting on debt, could be getting evicted to get out of a lease. Basically anything that prevents jews from profiting off of you.

>tfw 30 and never had a credit card

Closest I have is my debt card can be used a credit card for online purchases but I have to have the funds available

Buying stuff with money you don't have is ludicrous

My good goy number is over 800 too! We're the goodest goys out there fellow goyim!

damn dude. Good luck trying to buy any property in the future

I bought my house and will never look at my credit score again.

What the fuck is wrong with you, that score is literally worse than if you decided to walk out on your family and home to smoke crack for the rest of your life.

Those aren't your good goy points. Good goy points are 0 or 1, and it controls your ability to interact with society. Say the wrong thing--either now or 10 years ago--and if someone feels like ruining your life over it, they will. Your goytoken will go to 0 and you'll be fired on the same day.
Look at that guy who was pissed at teenage cunts who put peanuts in his daughter's shake, requiring him to rush her to the ER. In his rage he said something about immigrants and his entire life was over by the time he had driven back home.

? it literally decreases your interest rates on debts, and helps you by saving you tens of thousands of dollars. bad debts are retarded why make them worse

my goy points went up 5 points
I must have accidentally supported Israel somewhere

I'm not kidding when I say I have an 825 credit score. I just bought my 2nd home and my interest rate on a 30 year mortgage was 2.4%

I just think that celebrating what amounts to a big jewish game to control the goyim because your good boy number is high since you're adept at playing the jew game misses the point that usury is evil.

wait until you find out all the tax you owe

I've been working in getting my credit back on track the past 3 years from medical bills. I broke my back in 2015 and have had well over $500k in medical bills I couldnt pay because it put me out of work for years and without a job. I have a SCS in my back which was almost $260k. Shit is hard but you can't do anything without good credit.

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one revolves around your social actions and the other revolves around your financial actions. not really comparable. you don’t get locked out of life for your credit score

I have a 722 and never had a bank credit card. i have one credit card to nordstrom that im about to pay off. do the jews despise people like me? should i apply for a credit card?

TFW American so everything is credit debt based and actually nothing else matters

>do the jews despise people like me?
Yes, but not just because you don't have a bank credit card

>medical bills
lmao nigga just dont pay em
>can't do anything without good credit
oh nvm didn't realize you were mentally handicapped as well

so i did my taxes. when it asked "did you buy or sell any cryptocurrency in 2021" i answered "no". not sure if anyone actually checks, or they just rely on the honor system.

Warning! Your social credit is LOW
You need to work harder than usual

>check credit score
>600
>huh.exe
>no debt (other than a $350k mortgage, car payment)
>everything paid on time, never late

Come to find I checked out a $5 Car Craft magazine from the college library, never returned it(15 years ago) and they reported in to collections. Fuck kikes

I've never used credit on anything. Does that make my score 0? I even stayed home with my parents until I could outright buy a house in full.
Even before being redpilled, credit seemed like a scam to me.