It's fucking over

Those in power are coming back with a massive vengeance, especially if you did antisemitic crimes like buying crypto to oppose tyranny

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en.wikipedia.org/wiki/Swedish_Enforcement_Authority
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>buying crypto will tank your credit score
holy based

Why does it matter, I'll never own a home anyway

I never buy anything on credit, so I don't really care.

>credit score

Don't care, plus you are American.

Why are americans so dependant on credit? Just pay everything up front, learn to live within your means.

As long as they don't call this shit "social credit score" I don't care

this

We don't have credit scores here so don't care lol.

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>Why are americans so dependant on credit? Just pay everything up front, learn to live within your means.

Like 1/3rd of the US would have to admit they are as poor as Mexicans.

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Land of the freeeeeeee, thanks Mr Rotberg for the warning

What does it matter, I own my home outright

>rotberg

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The FEMA camps aren't real, but for people like you, I wish they were.

>rotberg

Root mountain.
Pretty cool name.

Poors spotted

wtf happened to Yahoo? remember when they were so powerful that they could have bought Google?

They're still really big in Japan for some reason.

Do people in Argentina really buy their homes upfront at full cost? How do you even afford that?

How do lenders in Sweden determine whether you have a good financial history or not before extending a credit line or approving you for a loan?

I'm actually quite wealthy by Swedish standards thanks to a pretty large inheritance.
Thing is, your ability to take loans, buy homes and such is not based upon your credit here.
It's 100% based upon your income level, your collected wealth and your potential debt history.

Everyone has a perfect credit history from the beginning because high-trust society.

>your income level, your collected wealth and your potential debt history

that’s a credit score, user

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>Do people in Argentina really buy their homes upfront at full cost? How do you even afford that?
Work hard and save money every month (in dollars or euros, not in pesos).

>How do lenders in Sweden determine whether you have a good financial history or not before extending a credit line or approving you for a loan?
Income and checking your history through Kronofogden
>en.wikipedia.org/wiki/Swedish_Enforcement_Authority
Basically, if you aren't on their list you're good.
The amount you can loan etc is then based upon your income/wealth.
Most people don't use credit cards here. It's just not a scandi thing.

Same name, different company.

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Schufa, Spast

Is it? Some other burger user said that without a credit card it's impossible to buy homes etc in the USA because your credit score is based upon your card usage.

That sounds like how Credit Scores are calculated though

See

I heard stories of people how have acquired large sums of money through being an online personality yet since they never owned a cc they didn't get a loan approved for a house.

Not him but on a side note, in Sweden you can be 18 and just started working the week before. That's enough. You can go to the bank and get a loan for a house or car.

I know for a fact that's not the case in America since I have relatives over there.